Avery's budgeting picks

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Our picks for the physical side of a budget: cash envelopes, binders, a planner and a few tools that are useful for splitting a paycheck by hand.

  1. Cash Envelope Wallet All in One Budget System RFID Blocking with 12x Tabbed Envelopes 12x Monthly Budget Cards 1x Yearly Budget Planner Sheet Complete Money Organizer Set - Black
    $23.99 · 4.4 out of 5 stars (4,621 ratings)
    One wallet that already includes tabbed cash envelopes and budget cards, which is the physical side of a paycheck split.
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  2. SKYDUE Budget Binder, Money Saving Binder with Zipper Envelopes, Cash Envelopes and Expense Budget Sheets for Budgeting
    $8.98 · 4.7 out of 5 stars (19,959 ratings)
    Zipper envelopes plus expense sheets in one binder, for a cash version of a 50/30/20 split.
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  3. Antner 12pcs A6 Size Binder Pockets 6 Holes Budget Cash Envelopes for Budgeting, Clear Zipper Folders Loose Leaf Bags for A6 6-Ring Budget Binder, Waterproof PVC Document Pouch Filing Bags
    $6.49 for the 12-pack ($0.54/count shown) · 4.7 out of 5 stars (27,159 ratings)
    Clear A6 zipper pockets that refill a 6-ring budget binder when a category envelope wears out.
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  4. Taja Budget Planner, Undated Budget Book with Expense Tracker, 6.9" x 9.9"
    $7.99 (list price $9.99, 20% savings shown) · 4.6 out of 5 stars (4,760 ratings)
    Undated monthly expense pages for Boring Budget Monday, so the book is not tied to one calendar year.
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  5. DYMO LetraTag 100H Plus Handheld Label Maker - for Office or Home Organization
    $34.99 (list price $44.99, 22% savings shown) · 4.6 out of 5 stars (13,484 ratings)
    Prints short labels for envelope tabs and folders (rent, groceries, sinking funds).
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  6. Casio MS-80B Desktop Calculator, Tax & Currency Tools
    $8.99 (list price $11.99, 25% savings shown) · 4.7 out of 5 stars (14,371 ratings)
    Desktop calculator with a tax key for checking a paycheck split or a receipt total by hand.
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  7. BTSKY 13 Pockets Expanding Check Bill File Folder-Hand-held, New Grey
    $7.99 · 4.6 out of 5 stars (1,572 ratings)
    Check-size accordion file for paper receipts and bills that should stay out of the cash envelopes.
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  8. KYODOLED Small Metal Lock Box with Key for Cash and Medication, 2 Keys
    $13.49 (list price $14.99, 10% savings shown) · 4.6 out of 5 stars (17,547 ratings)
    Small keyed metal box for cash that is waiting to be split or deposited. The Amazon title also says medication; that use is outside this list.
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  9. Sooez 24 Pack Mesh Zipper Pouch Bags with Label Pocket, A6 (9.1×4.7 in)
    $9.99 for the 24-pack ($0.42/count shown; list price $15.99, 38% savings shown) · 4.8 out of 5 stars (1,636 ratings)
    Labeled mesh pouches for category cash (one pouch per sinking fund) outside the binder.
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